As a title agency or real estate title company, you handle large financial transactions, escrow funds, and sensitive client data every day. This makes your business a prime target for employee theft, fraud, wire scams, and other financial crimes.
Commercial Crime Insurance (also known as Fidelity Insurance or a Fidelity Bond) is designed to protect your business from losses caused by dishonest acts—from embezzlement to forgery and cyber-related theft. At ENO Professional Insurance Solutions (Title Agent ENO), we specialize in protecting title agencies and escrow service providers with comprehensive fraud protection that addresses real-world risks.
What Is Commercial Crime / Fidelity Insurance for Title Agencies?
Commercial Crime Insurance provides protection for your title agency or professional service business against financial loss due to:
- Employee theft or embezzlement
- Forgery or altered checks and escrow documents
- Wire fraud and fraudulent fund transfers
- Cyber fraud (hacking or malware)
- Third-party fraud committed by vendors or outsiders
Who Needs This Coverage?
If you’re operating in the title industry, you face unique risks that require specialized protection. Commercial crime insurance is essential for businesses like:
- Title agencies and title insurance companies
- Real estate title companies and escrow service providers
- Law firms handling real estate closings
- Mortgage brokers and settlement agents
- Local title companies managing client funds or sensitive financial data
Key Coverage Features for Title Agents & Real Estate Professionals
| 🔍 Coverage Area | ✅ What’s Covered |
|---|---|
| Employee Dishonesty | Theft or fraud committed by your own staff |
| Forgery & Alteration | Fraudulent checks, documents, or contracts |
| Computer Fraud | Theft of funds through hacking or malware |
| Funds Transfer Fraud | Unauthorized wire transfers or redirection |
| Social Engineering | Scams that trick staff into sending money |
| Third-Party Fraud | Fraud committed by vendors or outside parties |
Why ENO Is the Right Partner for Your Title Agency
We’re more than an insurance agency—we’re experts in fraud protection and commercial crime insurance for title companies. Our team has deep industry knowledge and partners with top-rated carriers to offer:
- Customized policies designed for title agencies and escrow service providers
- Expert risk assessment and guidance from insurance professionals who understand the unique needs of the title insurance industry
- Fast and simple online quote process
- Competitive pricing with flexible coverage options
- Claims support from professionals who understand the title industry
Frequently Asked Questions (FAQ)
What is Commercial Crime Insurance?
It’s a specialized policy that protects your business from losses due to fraud, theft, and criminal acts—committed by employees or third parties.
How is this different from General Liability or E&O Insurance?
General Liability covers bodily injury and property damage. E&O protects you from professional mistakes. Crime Insurance covers internal theft, employee dishonesty, and financial fraud—risks not covered by other policies.
Is this policy only for large companies?
No—local title companies and small agencies are often more vulnerable to internal fraud. This policy is essential no matter your business size.
Can this be bundled with other coverage like Cyber Insurance?
Yes! Many title agencies benefit from bundling Commercial Crime Insurance, Cyber Insurance, and E&O Insurance for full-spectrum protection. Our team can design the perfect combination for you.
How fast can I get coverage?
We can provide quotes within 24 hours. Once you choose your coverage, we can bind the policy the same day in most cases.
Where We’re Available
Our coverage is currently available in the states shown below. If your state isn’t highlighted or selectable, unfortunately, we don’t offer services there at this time.
About ENO Professional Insurance Solutions
