Title and escrow companies across North Carolina—from Charlotte to Wilmington—are exposed to growing threats like embezzlement, phishing, and wire fraud. Handling client funds and sensitive financial documents makes your business a top target for internal and external criminal activity.
Commercial Crime Insurance, also called Fidelity Insurance or a Fidelity Bond, is essential for protecting your agency from financial losses due to dishonest acts. At ENO Professional Insurance Solutions, we help North Carolina title companies guard against the real-world risks that affect your daily operations.
What Is Commercial Crime / Fidelity Insurance for North Carolina Title Agencies?
This policy provides critical protection for your title agency or escrow service from:
- Theft or embezzlement by employees
- Forged or altered checks and closing documents
- Cyberattacks, phishing, or malware infections
- Wire transfer and ACH fraud
- Vendor or third-party financial crimes
Who Needs This Coverage in North Carolina?
Whether you’re operating in Raleigh, Greensboro, or Asheville, this coverage is vital for:
- Title insurance agencies
- Escrow and real estate closing services
- Real estate law offices
- Mortgage brokers and settlement agents
- Independent professionals handling escrow funds
Key Coverage Features for North Carolina Title Professionals
| 🔍 Coverage Area | ✅ What’s Covered |
|---|---|
| Employee Dishonesty | Fraud and theft by staff or internal personnel |
| Forgery & Alteration | Tampered checks, contracts, or escrow documents |
| Computer Fraud | Cybercrime including phishing and malware |
| Funds Transfer Fraud | Unauthorized redirection of funds |
| Social Engineering | Scams that trick employees into transferring money |
| Third-Party Fraud | Fraud by vendors, partners, or unknown parties |
Why ENO Is the Right Partner for North Carolina Title Agencies
At ENO Professional Insurance Solutions, we bring deep industry expertise and offer tailored solutions to title professionals throughout North Carolina:
- Policies designed specifically for title & escrow businesses
- Partnerships with top-rated insurance carriers
- Fast quotes and hassle-free application process
- Expert guidance from professionals who know the title industry
- Bundling options with Cyber and E&O Insurance for full protection
Frequently Asked Questions (FAQ)
What does Commercial Crime Insurance cover?
It protects against theft, fraud, forgery, and cybercrime committed by employees or outsiders.
Is this different from E&O or General Liability?
Yes. Crime Insurance covers internal and financial crimes that aren’t covered by E&O or liability policies.
Do small agencies in North Carolina need this?
Absolutely. Smaller agencies are often more vulnerable to fraud due to limited internal controls.
Can this be bundled with other policies?
Yes. We can bundle this with Cyber Insurance and E&O Insurance for total business protection.
How long does it take to get covered?
We usually deliver quotes within 24 hours, and coverage can often be activated the same day.
Where We Are Available in North Carolina
We proudly offer Commercial Crime / Fidelity Insurance across the state of North Carolina, including:
- Charlotte
- Raleigh
- Greensboro
- Durham
- Winston-Salem
- Fayetteville
- Cary
- Wilmington
- High Point
- Concord
- Greenville
- Asheville
- Gastonia
- Jacksonville
- Chapel Hill
- Rocky Mount
- Huntersville
- Burlington
- Wilson
- Kannapolis
🇺🇸 Click here to explore the states where we provide insurance solutions for title agencies.
About ENO Professional Insurance Solutions
