Title companies and escrow providers in South Carolina—from Charleston to Columbia—face daily risks tied to large financial transactions and sensitive client data. Whether you’re managing real estate closings or escrow disbursements, your business is vulnerable to wire fraud, embezzlement, and phishing attacks.
Commercial Crime Insurance, also called Fidelity Insurance or a Fidelity Bond, protects title agencies from financial loss caused by criminal acts—internally or externally. At ENO Professional Insurance Solutions, we specialize in insuring title professionals throughout South Carolina.
What Is Commercial Crime / Fidelity Insurance for South Carolina Title Agencies?
This policy safeguards your title agency or settlement business from:
- Employee theft or internal embezzlement
- Forged or altered checks, deeds, or escrow instructions
- Cybercrime, phishing, and ransomware losses
- Wire transfer fraud or unauthorized ACH activity
- Fraud by vendors or third-party service providers
Who Needs This Coverage in South Carolina?
If you’re in the business of real estate transactions, you face serious exposure. This insurance is ideal for:
- Title insurance companies in South Carolina
- Escrow and settlement service providers
- Real estate attorneys managing closings
- Mortgage brokers handling client funds
- Local title agencies with internal staff
Key Coverage Features for South Carolina Title Professionals
| 🔍 Coverage Area | ✅ What’s Covered |
|---|---|
| Employee Dishonesty | Theft or fraud by your staff |
| Forgery & Alteration | Altered documents or financial instruments |
| Computer Fraud | Loss due to malware, hacking, or phishing |
| Funds Transfer Fraud | Unauthorized wire redirection or fund diversion |
| Social Engineering | Email scams that mislead employees |
| Third-Party Fraud | Crimes committed by vendors or external parties |
Why ENO Is the Right Partner for South Carolina Title Agencies
ENO provides tailored protection to real estate professionals. Here’s why South Carolina title companies trust us:
- Specialized crime insurance for the title and escrow industry
- Fast online quotes and simple policy binding
- Competitive pricing from top carriers
- Bundling options for Cyber and E&O Insurance
- Personalized guidance from real estate insurance experts
Frequently Asked Questions (FAQ)
What does this insurance protect against?
It covers losses from criminal activity like theft, wire fraud, cyberattacks, and document forgery—by staff or third parties.
How is it different from E&O or General Liability?
E&O and General Liability don’t cover criminal acts or internal fraud. Commercial Crime Insurance fills this gap.
Do small agencies need this in South Carolina?
Yes—small and mid-sized title companies are especially vulnerable to internal and wire fraud.
Can it be bundled with Cyber or E&O Insurance?
Absolutely. Bundled policies provide broader protection and often reduce your premium.
How quickly can I get a quote?
In most cases, you’ll receive a quote in 24 hours or less. Same-day binding is often available.
Where We Are Available in South Carolina
We proudly offer Commercial Crime / Fidelity Insurance across the state of South Carolina, including:
- Charleston
- Columbia
- North Charleston
- Mount Pleasant
- Rock Hill
- Greenville
- Summerville
- Goose Creek
- Sumter
- Florence
- Spartanburg
- Hilton Head Island
- Myrtle Beach
- Greer
- Aiken
- Anderson
- Mauldin
- Hanahan
- Conway
- North Augusta
🇺🇸 Click here to explore the states where we provide insurance solutions for title agencies.
About ENO Professional Insurance Solutions
