Title companies across Tennessee—from Nashville to Knoxville—handle high-stakes real estate transactions daily, exposing them to risks like embezzlement, phishing, and unauthorized wire transfers. Criminals target escrow funds, client data, and internal systems, making Commercial Crime Insurance a must-have for your protection.
Also known as Fidelity Insurance or a Fidelity Bond, this policy helps shield your agency from financial loss caused by fraud—whether it comes from within your staff or external sources. At ENO Professional Insurance Solutions, we’re dedicated to safeguarding Tennessee’s title professionals with focused crime protection.
What Is Commercial Crime / Fidelity Insurance for Tennessee Title Agencies?
Commercial Crime Insurance protects your title company or settlement firm from:
- Internal theft or embezzlement by employees
- Forged or altered escrow instructions and checks
- Cybercrime, phishing, or ransomware attacks
- Unauthorized wire transfers or fund redirection
- Fraud committed by third parties or vendors
Who Needs This Coverage in Tennessee?
Any business that handles client funds or escrow transactions in Tennessee is vulnerable. This coverage is ideal for:
- Title insurance agencies and escrow firms
- Real estate attorneys and law offices
- Closing and settlement service providers
- Mortgage brokers and local real estate professionals
- Small and mid-size title agencies across Tennessee
Key Coverage Features for Tennessee Title Professionals
| 🔍 Coverage Area | ✅ What’s Covered |
|---|---|
| Employee Dishonesty | Theft, embezzlement, or fraud by staff |
| Forgery & Alteration | Tampering with checks, escrow docs, or contracts |
| Computer Fraud | Cyber theft, phishing attacks, and malware damage |
| Funds Transfer Fraud | Redirected or unauthorized ACH or wire transfers |
| Social Engineering | Scams that trick staff into transferring money |
| Third-Party Fraud | Vendor or outsider financial crime |
Why ENO Is the Right Partner for Tennessee Title Agencies
We don’t just sell policies—we understand the title industry inside and out. Tennessee title professionals trust ENO because:
- We specialize in crime and fidelity insurance for title and escrow companies
- Our quotes are fast, online, and often ready in 24 hours
- Policies are customizable and competitively priced
- You can bundle with Cyber or E&O Insurance for full coverage
- Our claims team understands real estate and settlement workflows
Frequently Asked Questions (FAQ)
What does this insurance cover?
It protects against internal theft, cybercrime, forged documents, and wire fraud—risks not covered by general policies.
Isn’t General Liability or E&O enough?
No—those policies don’t cover employee theft or fund fraud. Crime Insurance is essential for financial risk protection.
I run a small agency in Tennessee. Do I need this?
Yes. Small businesses are often more exposed to internal fraud due to fewer security protocols.
Can I bundle this with Cyber Insurance?
Yes, and we recommend it. Bundling gives you comprehensive protection at a better price.
How soon can I get coverage?
We can provide a quote in 24 hours and bind the policy the same day in many cases.
Where We Are Available in Tennessee
We proudly offer Commercial Crime / Fidelity Insurance across the state of Tennessee, including:
- Nashville
- Memphis
- Knoxville
- Chattanooga
- Clarksville
- Murfreesboro
- Franklin
- Jackson
- Johnson City
- Bartlett
- Hendersonville
- Kingsport
- Collierville
- Smyrna
- Spring Hill
- Cleveland
- Brentwood
- Germantown
- Columbia
- Gallatin
🇺🇸 Click here to explore the states where we provide insurance solutions for title agencies.
About ENO Professional Insurance Solutions
