Title companies in Virginia—from Richmond to Virginia Beach—handle sensitive real estate closings and escrow transactions every day. Unfortunately, this also makes them frequent targets of wire fraud, employee dishonesty, and phishing attacks.
Commercial Crime Insurance—also known as Fidelity Insurance or a Fidelity Bond—is specifically designed to protect title agencies like yours from these threats. At ENO Professional Insurance Solutions, we offer expert-level coverage to shield Virginia title professionals from the risks they face daily.
What Is Commercial Crime / Fidelity Insurance for Virginia Title Agencies?
This policy protects your Texas title agency or real estate business from:
- Employee theft or embezzlement
- Forged escrow checks or altered documents
- Phishing, ransomware, and cyber fraud
- Unauthorized or fraudulent wire transfers
- Third-party and vendor-related fraud
Who Needs This Coverage in Virginia?
Commercial Crime Insurance protects your Virginia business from losses due to:
- Title agencies and real estate title companies
- Escrow service providers and closing attorneys
- Mortgage brokers and settlement companies
- Small independent title firms and multi-office agencies
Key Coverage Features for Virginia Title Professionals
| 🔍 Coverage Area | ✅ What’s Covered |
|---|---|
| Employee Dishonesty | Theft or fraud from within your agency |
| Forgery & Alteration | Manipulated checks, escrow documents, or contracts |
| Computer Fraud | Funds lost through malware, phishing, or hacking |
| Funds Transfer Fraud | Fraudulent ACH or wire transactions |
| Social Engineering | Scams that manipulate staff into sending money |
| Third-Party Fraud | Crimes committed by vendors or external partners |
Why ENO Is the Right Partner for Virginia Title Agencies
ENO specializes in the title insurance industry, offering policies built specifically for escrow and settlement professionals. We offer:
- Fast and easy online quotes, often within 24 hours
- Customized coverage for title companies in Virginia
- Competitive pricing from top-tier insurers
- Options to bundle with Cyber and E&O coverage
- Claims support from professionals who know real estate workflows
Frequently Asked Questions (FAQ)
What does this policy cover?
It protects against internal and external financial fraud, cyberattacks, forgery, and wire fraud—risks not covered by E&O or General Liability.
Why isn’t E&O or General Liability enough?
Those policies cover professional errors and physical damage—but not financial crimes or theft. This coverage fills that gap.
We’re a small agency in Virginia. Do we need this?
Yes—smaller agencies are often the most vulnerable to employee fraud or phishing schemes.
Can I bundle it with other insurance policies?
Definitely. We can combine it with Cyber Insurance or E&O Insurance for more complete protection.
How fast can I get a policy in place?
Quotes are typically delivered in 24 hours, and we can often bind coverage the same day.
Where We Are Available in Virginia
We proudly offer Commercial Crime / Fidelity Insurance across the state of Virginia, including:
- Virginia Beach
- Chesapeake
- Arlington
- Norfolk
- Richmond
- Newport News
- Alexandria
- Hampton
- Roanoke
- Portsmouth
- Suffolk
- Lynchburg
- Centreville
- Dale City
- Reston
- Harrisonburg
- Leesburg
- Ashburn
- McLean
- Charlottesville
🇺🇸 Click here to explore the states where we provide insurance solutions for title agencies.
About ENO Professional Insurance Solutions
